Virtual Terminal Gateway

Secure and Efficient Online Processing

Virtual Terminal Gateway

Secure and Efficient Online Processing

Learn More About Virtual-Terminal Features

Customer making payment through online mobile gateway

Don't Miss Out!

A preferred secure gateway makes it possible to accept card payments from a computer using a web browser and supported card reader. Available functionality may also include recurring payments secured through tokenization.

More About Virtual-Terminal Features

Don't Miss Out!

A preferred secure gateway makes it possible to accept card payments from a computer using a web browser and supported card reader. Available functionality may also include recurring payments secured through tokenization.

learn more about

Preferred Virtual-Terminal

Virtual Credit Card Terminals With
PCI Security

Security is a priority when evaluating payment-processing solutions. Preferred solutions include PCI-compliant security features designed to help protect merchants and their customers.

Recurring Payments With Secured Tokenization

Preferred recurring-payment options allow customers to schedule weekly or monthly payments and receive receipts by email. Card data is tokenized and stored within the applicable secure gateway rather than presented as a Bankcard Associates-owned system.

Reliable, Cost-Effective Virtual Merchant Account

Preferred virtual credit-card processing services can support small businesses, home-based businesses, and merchants that accept mail-order or telephone-order payments. Authorized users can manually enter or swipe card data from a computer to submit transactions for processing.

What Is Tokenization?

Tokenization is a security method that reduces merchant liability of handling sensitive data and reduces their PCI scope. It replaces sensitive payment data with a unique token that is worthless to thieves. This process safeguards sensitive customer payment information and ensures safe, secure transactions.

Encrypted tokenization puzzle pieces

A Four Step Solution

  • Customer supplies method for purchasing. Merchant sends payment data to the Gateway via swipe, key-in, e-commerce or batch mode processing.
  • Gateway creates a token for the transaction and encrypts the data so that no one is able to read it while the transaction is waiting for authorization.
  • The transaction is either approved or declined and the transaction details are returned to the Gateway.
  • Finally, the Gateway returns the token and transaction data back to the merchant. Now, the merchant has the ability to store the token in place of the credit card data in their system.

A Four Step Solution

  • Customer supplies method for purchasing. Merchant sends payment data to the Gateway via swipe, key-in, e-commerce or batch mode processing.
  • Gateway creates a token for the transaction and encrypts the data so that no one is able to read it while the transaction is waiting for authorization.
  • The transaction is either approved or declined and the transaction details are returned to the Gateway.
  • Finally, the Gateway returns the token and transaction data back to the merchant. Now, the merchant has the ability to store the token in place of the credit card data in their system.